LawTalkers - Drive fast, live hard, no regrets... Sorry Penske

Originally posted by robustpuppy
If you write your letter before you even get the letter from the Bank, then you can honestly say "I have never received written notice and your bank did not even succeeed in contacting me by phone until ___, 2005, at which time reporting had already occured."

I wouldn't construe this as threatening litigation. How would this affect your rights, anyway? What did your workout person say?

But I see your point about tipping off (I wrote the above before seeing your post).

Also, do have a drink as fringey suggests and don't let this stress you too much. It sucks that your ex is a deadbeat and lives like a loser, but your life is so much better now, and in the grand scheme you are exceedingly lucky that your worst-case scenario is you are out some amount of cash that you would hate to lose, but can afford to do so. You still get to be with Mr. Man and (presumably) the two of you have all four of your kidneys and no more than four nipples.

My recommended drink was not a destressing drink (though those are good). My drink was an enabling to disengage from emotional reactions and think what you'd want a good friend do to. This generally works for me.

Replaced_Texan

08-23-2005 04:33 PM

NCS

Quote:

Hmph. Some people can't help the fact that supernumerary nipples run in the family. And it may just be a mole.

robustpuppy

08-23-2005 04:33 PM

Revisiting Crappy Credit Stuff

Quote:

Originally posted by notcasesensitive
ETA: It helps me not at all that Bank (and its affiliates) is a client of mine. So taking a tough stance with them may very well be frowned upon here.

Ohhh, that sucks. Although on behalf of my firm, I could resolve that particular aspect of your dilemma.

robustpuppy

08-23-2005 04:35 PM

NCS

Quote:

Originally posted by Replaced_Texan
Hmph. Some people can't help the fact that supernumerary nipples run in the family. And it may just be a mole.

If the extras are as sensitive as the primaries, that wouldn't be a bad thing.

Replaced_Texan

08-23-2005 04:36 PM

NCS

Quote:

Originally posted by robustpuppy
If the extras are as sensitive as the primaries, that wouldn't be a bad thing.

It may just be a mole.

notcasesensitive

08-23-2005 04:37 PM

NCS

Quote:

Originally posted by robustpuppy
Also, do have a drink as fringey suggests and don't let this stress you too much. It sucks that your ex is a deadbeat and lives like a loser, but your life is so much better now, and in the grand scheme you are exceedingly lucky that your worst-case scenario is you are out some amount of cash that you would hate to lose, but can afford to do so. You still get to be with Mr. Man and (presumably) the two of you have all four of your kidneys and no more than four nipples.

I completely agree with this. Life could be worse. I could still be with deadbeat.

ltl/fb

08-23-2005 04:38 PM

NCS

Quote:

Originally posted by notcasesensitive
I completely agree with this. Life could be worse. I could still be with deadbeat.

Hank Chinaski

08-23-2005 04:39 PM

Peace. Out.

Quote:

Originally posted by NotFromHere
Then you could at least have had Atticus pitch in and help since he was just standing around and all.

I can't believe you wasted your 5002 post on that.

Sparklehorse

08-23-2005 04:39 PM

NCS

Quote:

Originally posted by Replaced_Texan
Hmph. Some people can't help the fact that supernumerary nipples run in the family. And it may just be a mole.

Weird. I just read today on Salon that Mark Walhberg loves his third nipple:

http://news.softpedia.com/images//ne...d-Nipple-2.jpg

robustpuppy

08-23-2005 04:39 PM

NCS

Quote:

Originally posted by notcasesensitive
I completely agree with this. Life could be worse. I could still be with deadbeat.

In which case I suspect you'd only have one kidney in addition to this debt.

ltl/fb

08-23-2005 04:40 PM

NCS

Quote:

Originally posted by robustpuppy
In which case I suspect you'd only have one kidney in addition to this debt.

Mmmmm, steak & kidney pie.

OK, not really mmmmm.

Hank Chinaski

08-23-2005 04:42 PM

Revisiting Crappy Credit Stuff

Quote:

Originally posted by notcasesensitive
So, I know you are all dying to help me out more with my Credit-Impaired Ex-Husband and resulting credit woes, so here it is:

Bank is saying that they made some efforts to contact me (calls to some number they had on file 6 years ago or whatever) and that the only way this comes off my credit is if I pay off entire amount. I may have a couple of months to do so, we haven't really gone into specifics because I did not agree on the phone that I would do so.

I'm 99% sure that they did not follow the letter of the state fair credit reporting law, which requires the mailing of notice w/i 30 days of putting something on my account. I need t owait to see the letter that they claim they mailed in July that I never received to confirm.

I could also settle the debt with them for less, I'm sure, but a write-off/settled claim will be on my credit for the next 7 years or whatever (I know I can send in a comment, but the effect on my overall score is what matters to this needs-to-rent-an-apartment-soon chick).

I can go after ex and get a judgment, and maybe even garnishment of wages at his new job that is supposed to solve all his credit woes. I'd guess, given the way he spends money as compared to the way he earns money, he'll be able to pay me like $100 per month for the rest of his life. Factor in that he is a smoker, a drinker and has only one kidney (christ).

What do I do? Should I really settle for less and put up with crappy credit that is not my fault? That so goes against my instincts because I hate the idea of being punished for his crappy lifestyle.

Finally, is the break the kneecaps offer still good?

you could make a deal with fringey that you'll fix her up with the Ex if she covers the debt. Win Win.

ltl/fb

08-23-2005 04:44 PM

Revisiting Crappy Credit Stuff

Quote:

Originally posted by Hank Chinaski
you could make a deal with fringey that you'll fix her up with the Ex if she covers the debt. Win Win.

the ex is not local to me. I like them w/in 5 miles. and I think she said he's remarried or something, which is less than ideal.

ETA oooooh, and I have no $$$, which is what led to the bad decision last night.

I could maybe help get him offed, but I don't think that would actually make a difference other than making it impossible for him to pay her back.

Hank Chinaski

08-23-2005 04:45 PM

FUPA

Quote:

Originally posted by taxwonk
Finally decided to come out? Is this inspired by the SFU finale?

I'm tall and chubby.

SlaveNoMore

08-23-2005 04:45 PM

Hockey

Quote:

pony_trekker
Ranger rookie class is a nice bunch of hard-working kids, I heard too.

Sather is fucking prick.

Not only did he insist on keeping the useless Kasparitis, but he refused to sign any legitimate Free Agents, under the guise that next year's FA class will be world calibre.

Well. while the asshole fiddled, all of next year's FAs signed long term deals and Rome burned. So Iginla, Lecavalier, et al are all off the table. Thornton is probably next.

Oh, and he let our rookie goalies walk, too. Douche.

My only question is whether I should adopt the Flames or Canucks as my team (No way I'm supporting a team from San Jose)

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