FUPA
 

Go ahead and say it. Fat. There, don't you feel better now?

Revisiting Crappy Credit Stuff
 

What's Ditech?

These guys sound like a bunch of wussified pussies to me. Probably spin class denizens. I think I know the depressed guy and frankly I was surprised he had the equipment to conceive.

NCS
 

What, your wife has the antidote? Now that's what I call mantrappin'.

Since we're on the subject
 

Speaking of Darwin, he apparently "borrowed" the whole survival of the fittest thing from another, less well known scientist of the time. I'm calling the little fish with feet thing Wallaceism from now on. I'm sure this will catch on.

Revisiting Crappy Credit Stuff
 

It's some cheesy online second mortgage lender. Their annoying ads are plastered all over every channel on the tv here. I just figured they were national.

Revisiting Crappy Credit Stuff
 

My kayak and I do not watch television.

Since we're on the subject
 

Story of your life.

TM

Since we're on the subject
 

s/b story of his death without offspring, but whatever.

Revisiting Crappy Credit Stuff
 

Yes. I have a "friend" who did this. Defaulted on a major obligation. Refi'd out of it. And as part of that process negotiated into the Release a clear credit report result.

Notwithstanding that, that same said friend never had a problem renting apartments or getting credit at relatively low rates during the period that this default was on her credit report. If you score is otherwise good and your income is good (which I assume it is) this one thing is not going to sink you, especially not for a rental (unless the rental market has changed drastically since I was last in it).

NCS
 

Shit, you just reminded me... TM may get to see my wife's tits. She took some photos of herself a few weeks back with the new digital camera. We printed and erased all but two.

Well, she took the camera to a large party at a golf course last weekend and lost it somewhere there during the evening.

I'll let you knoww if they turn up on the net.

NCS
 

Fuck. Those aren't the photos where you can see the tattoos on my ass are they? My wife would recognize that shit.

NCS
 

Dude, deal with that chancre. Its oozing down your leg. I couldn't even photo shop that thing out.

Revisiting Crappy Credit Stuff
 

The rental market in Santa Monica is a bitch. Anything good has 5 offers on it within a day or two and the landlords get to pick and choose. I know of a recent situation where my friend was first in line and they actually took the second in line person who had a ridiculously high score. I'm not super worried, because Mr Man has a great score and this thing on my credit right now is an anomoly, which still doesn't put me into shitty credit land. But knowing that I'm trying to move into an owner's market makes me more concerned than usual.

But it is interesting to know that your "friend" negotiated that. The Bank thinks it has a pretty strong postion here, I think, because instead of a separate guaranty, I am one of two signatories on the note. There is no distinction in the paper between me and deadbeat. I haven't raised the issue of costs of collection and potential settlement amounts with them yet, because thus far I've been more fishing for information than anything.

Since we're on the subject
 

It sure ain't Intelligent Design.