sebastian_dangerfield |
08-10-2005 04:39 PM |
Question
Quote:
Originally posted by Mmmm, Burger (C.J.)
That's nice and all, when the computer generating the yes/no answer based on your credit history spits out a big ol' "denied."
based on the posts here, though, i'd hire sebby in a heartbeat to help work it out, though. sounds like he's got some mad deadbeat-saving skillz.
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Isn't credit scoring just a weighing of debts to income over the life of the loan applied for? (gross oversimplification). I wouldn't think a $21k addition to one's debt load, particularly if you put a "This Debt is Disputed and in litigation" disclaimer on your report would do much.
The old days, where your credit got tanked for fucking over any obligation, are over. I know this well; I have a fantastic stack of parking tickets from when I lived in another city. Some bottomfeeder's been harping about them to one of my credit rating agencies for years. I get calls every now and again from them demanding payment. Why would I ever pay them a dime? They can't do jack to me.
File a counterclaim and advise lenders the counterclaim has a value far in excess of the debt.
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