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-   -   Patting the wrists, rolling the eyes. (http://www.lawtalkers.com/forums/showthread.php?t=661)

Shape Shifter 03-11-2005 03:44 PM
Credit Cards
 
Quote:
Originally posted by Replaced_Texan
Apparently, there are solid gold fixtures in a lot of the homes in River Oaks due to the oil bust in the 80s and the ensuing desire to get as many assets into the homestead as possible.
And who was the guy that tried to claim an office building as his homestead?

Mmmm, Burger (C.J.) 03-11-2005 03:45 PM
Credit Cards
 
Quote:
Originally posted by bilmore
But thankfully, it continues to allow one to sock away tons-o-bux in opulent homes and then shelters that asset from creditors.
Isn't there a provision that requires you to have owned the home for 40 mos. to shelter it? Obviously you can gold plate your interior, but you can't run out to buy a new gold-plated home, as a number of people do right before filing.

Gattigap 03-11-2005 03:46 PM
Credit Cards
 
Quote:
Originally posted by bilmore
It would be better to simply set up a fair and workable solution for all, rather than to set up crap, and then vote to make people we like avoid the crap.
Or, as here, to disseminate the crap equally.

I'll admit, this equanimity on the part of the Senate, to pound it home to all of these groups like Dole on Levitra instead of choosing not to go down the road of a bad bill in the first place, was a proud moment.

Gattigap 03-11-2005 03:49 PM
Credit Cards
 
Quote:
Originally posted by Sexual Harassment Panda
I myself certainly don't give any credence to any reports that the votes on the amendments were accompanied by laughter, hoots and/or catcalls from the Republican side of the Senate.
Frist waggling his ass over the top of his Senate desk and taking a shit at the notion was more problematic, though. Evidence, you know.

ltl/fb 03-11-2005 03:52 PM
Credit Cards
 
Quote:
Originally posted by Gattigap
Or, as here, to disseminate the crap equally.

I'll admit, this equanimity on the part of the Senate, to pound it home to all of these groups like Dole on Levitra instead of choosing not to go down the road of a bad bill in the first place, was a proud moment.
I'm OK with not exempting any particular groups. One would think the number of our armed forces bravely risking their lives overseas who will be fucked by this bill would maybe make it less attractive, but apparently no.

So what do people think of the paycheck-advance lending places that have effective annualized interest rates of over 100% and are frequently clustered right outside of military bases (and in poor areas)?

Tyrone Slothrop 03-11-2005 03:54 PM
Perverse incentives.
 
Quote:
Originally posted by ltl/fb
You mean increasing the incentives, right?
Or lessening the disincentives. Good catch.

ltl/fb 03-11-2005 03:58 PM
Perverse incentives.
 
Quote:
Originally posted by Tyrone Slothrop
Or lessening the disincentives. Good catch.
I was confused and not sure I was getting your meaning.

taxwonk 03-11-2005 04:03 PM
Credit Cards
 
Quote:
Originally posted by ltl/fb

So what do people think of the paycheck-advance lending places that have effective annualized interest rates of over 100%
Try over 500%. Loan sharks don't charge as much vig as these leeches.

Gattigap 03-11-2005 04:04 PM
Credit Cards
 
Quote:
Originally posted by taxwonk
Try over 500%. Loan sharks don't charge as much vig as these leeches.
Wait. Are you sure that annualized rates are really material terms?

bilmore 03-11-2005 04:06 PM
Credit Cards
 
Quote:
Originally posted by taxwonk
Try over 500%. Loan sharks don't charge as much vig as these leeches.
I'm just thankful we've always got bankruptcy to fall back on.

ltl/fb 03-11-2005 04:08 PM
Credit Cards
 
Quote:
Originally posted by Gattigap
Wait. Are you sure that annualized rates are really material terms?
Why not look at it? It's an enlightening way to compare this type of credit to other types of credit. I know they don't keep the debt for years, but the longest I've ever had credit card debt was for like 4 months so annual rates are sorta meaningless in my situation, too.

Hank Chinaski 03-11-2005 04:09 PM
Credit Cards
 
Quote:
Originally posted by ltl/fb
So what do people think of the paycheck-advance lending places that have effective annualized interest rates of over 100% and are frequently clustered right outside of military bases (and in poor areas)?
Shoot Fringe, you should just say something if you're short- I'll wire you some $$$.

The job took a big chunk out of the paycheck for uniforms again?

Mmmm, Burger (C.J.) 03-11-2005 04:13 PM
Credit Cards
 
Quote:
Originally posted by taxwonk
Try over 500%. Loan sharks don't charge as much vig as these leeches.
And these leaches don't charge as much as H&R Block on the RALs

Sexual Harassment Panda 03-11-2005 04:16 PM
Credit Cards
 
Quote:
Originally posted by Hank Chinaski
Shoot Fringe, you should just say something if you're short- I'll wire you some $$$.

The job took a big chunk out of the paycheck for uniforms again?
I'll admit it - I'm short. Can you send a few Benjamins? God Bless. Have a nice day.

Gattigap 03-11-2005 04:17 PM
Credit Cards
 
Quote:
Originally posted by Hank Chinaski
Shoot Fringe, you should just say something if you're short- I'll wire you some $$$.

The job took a big chunk out of the paycheck for uniforms again?
Does this mean you're wiring Sidd $$$ too?


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