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Originally posted by greatwhitenorthchick
I am no expert but this happened to me in a previous life (deadbeat ex (who was my common-law husband, so attempted to saddle me with his debts)). I just paid it and moved on. It would be a fairly insignificant amount now, but seemed a huge amount then.
I would really look into how this is going to affect your credit score. The bank is being heavy-handed but you don't want to get screwed by fighting it.
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Plus ncs has assets. Its more than just a bad credit report. The bank can come after her.