Quote:
Originally posted by baltassoc
True. My FICO score went up almost 100 points when a single stupid late payment report from in law school (loan company, despite specific instructions to the contrary, but unfortunately not in writing, failed to defer payment on a loan during school, and the first I received notice was the past due notice) finally slid off my credit report.
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So what is a good FICO score and what is a bad FICO score? I just got mine from Equifax and just on the basis of a $0 balance negative report by deadbeat's lender, I'm sure it has dropped. Otherwise my credit is perfect. Not a single late payment reported.
(I probably should have just PM'ed this to balt, but if others know, feel free to respond).
