Quote:
Originally posted by ltl/fb
You are probably just paying higher interest rates than you otherwise would be. If the only bad thing was that missed payment years ago, it's fallen off.
It's not that you can't get a loan -- fuck, anyone can get a loan -- it's that the rates differ depending on what the lender thinks the risk is.
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I got the best rate available at the time as well. My credit actually came back perfect. Go figure. I don't get it either. I had to ask the loan people if they had my name right.
