Quote:
Originally posted by ThurgreedMarshall
If you settle for less, is it possible to negotiate a clear result for your credit if you offer them more than your initial really low offer? Everything is negotiable.
TM
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Yes. I have a "friend" who did this. Defaulted on a major obligation. Refi'd out of it. And as part of that process negotiated into the Release a clear credit report result.
Notwithstanding that, that same said friend never had a problem renting apartments or getting credit at relatively low rates during the period that this default was on her credit report. If you score is otherwise good and your income is good (which I assume it is) this one thing is not going to sink you, especially not for a rental (unless the rental market has changed drastically since I was last in it).
