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[Flinty_McFlint]

Originally posted by LessinSF
I have it all figured out without his book.

I have to sell my loft for enough profit, which, when combined with a big enough bonus and my current investments, can realistically be expected to return 50K a year pre-tax. Then, I do 500 hours a year of contract work at $100 per hour. For a total income of $100K pre-tax per year.

This, however, is about $60K less than I made last year (investments aside). This deficit is overcome by: (1) I rent for much less per month than my mortgage (even tax-adjusted), property taxes, and HOA dues combined; (2) I stop contributing to my 401 (K) because I don't plan to live much past 70/75 anyway (and I will eventually get my inheritance); (3) spending at least 3-4 months a year travelling places that are much cheaper than San Francisco; (4) a lower tax burden (that will, however, be probably more than offset by higher CLE, dues, FICA, and insurance costs); and (5) a slightly reduced lifestyle while here (fewer $80 dinners alone).

And, even if I burn the principal, I'm pretty sure I can last until I get my inheritance. And, even if I can't, I can always return to law or increase the amount of contract hours I do. But what I cannot do is get back these years to be able to not work, play, travel, whatever I feel like doing. And, I could keel over tomorrow with all that money unspent.

Less (this plan would not work if I wanted kids, but I do not) inSF

I can think of a way to save even more money--move in with Spanky. I'm sure he would welcome the company and the potential for two wild and crazy guys hitting the town, strippers in tow. I expect to be invited to the poker games.