Quote:
Originally Posted by viet_mom
Wow. Thanks for all the advice. I didn't even think of the "real" interest I'm paying after taking into account taxes. And whew...I definitely need a cushion. Right now, besides 20K in a college savings acct for Vietbabe (courtesy of my Dad) and 70K in my 401K that tanked, I have zero. No savings accounts or cds. Just now starting to save (bc of the adoption and buying house) and I'm past 40. BTW, I should have been able to figure out the after tax aspect of my house payments. Why do I spend 3 hours on the internet trying to find a "recipe" for making candles and other stupid things and don't even bother investigating my own finances? Maybe it's just avoidance.
Anyhow, to thank you all for your advice I bring you this INCREDIBLE PREVIEW:
http://www.youtube.com/watch?v=--N9klJXbjQ |
Beeswax or parafin plus a hardener plus a tiny bit of scent and/or dye.
At least that's what I remember from childhood. We'd collect our scents and dyes from the herb garden, put them in the melted parafin on low before adding the hardener, and then go fishing them out after they did their work.
See, we have all the answers here.
