Quote:
Originally Posted by Adder
It may be true that someone from the wrong neighborhood, the wrong school, the wrong type of job or with the wrong history with the legal system is a worse credit risk, and all of those things may correlate closely with race and lead to results that we think are unfair, but that's a different issue.
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That's a crock and we both know it. The fact that those things correlate with race is unfair and that's NOT a different issue. It's the same issue because those neighborhood lines were drawn that way for a reason, the school sucks because of the place it's located, and the job is directly related to the education, neighborhood, and yes, race or socioeconomic status (something often, but not exclusively, tied to race).
That is the exact issue.
