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Originally Posted by Hank Chinaski
I don't think that is what I'm looking for, not on this point. I truly am wondering if a poor family would be hit with the deductible, because then I do not see how they were helped.
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The answer is it depends on what plan they have and what assistance they qualify for. As RT has also explained, it depends also on what type of treatment they are seeking and in what context.
We've helped them if nothing else because the answer is no longer "they have to pay out of pocket or they don't get it."
ETA: Oh, yeah, and we've also helped them in that if they are paying out of pocket, they are doing so at plan prices instead of uninsured prices.
And as everyone has pointed out to you, we've helped them if they have more catastrophic needs.
We've also helped your daughter by delaying her need to figure this out for herself until now.
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and some of the answers about knowing the correct back doors for getting stuff covered would likely be beyond the knowledge of that same presumedly (or often) poorly educated parent(s), don't you think?
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Is your daughter poorly educated?
One thing to keep in mind is that the "poor" may be as likely to be young or elderly or recently divorced as to be poorly educated or otherwise permanent members of the underclass.