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					Originally Posted by ThurgreedMarshall  It may be that your daughter either (i) signed up for whatever was easiest because she knows you'll always be there to help or (ii) chose a high deductible plan because she wants to spend as little as possible each month and she knows you'll cover her if she needs to hit that $3,000 deductible all at once. | 
	
 And, of course, (ii) makes a ton of sense for someone in Hank's daughter's position. She's young and presumably healthy and has the oldest form of insurance of them all already.