Quote:
Originally Posted by Adder
I never purchase these sorts of things for three primary reasons (1) I try not to break my electronics, and usually succeed and (2) given 1, I'd rather take the risk than pay to make it go away, and (3) the person selling me this "insurance" knows enough to price it significantly to his advantage.
The wife on the other hand seems to have issues with (1) so I'd think about it for her but still probably not do it.
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+1. In my experience electronics either work fine out of the box or they don't. If they don't it's under warranty. IF they do, then they break because of misuse/accident or theft. Apple Care is only for years 2 and 3, so you're paying $250 to insure a product that's already outdated by the time the insurance applies. By year 3 you could take that $250 and put it towards, the newer, faster, but cheaper model.
