Quote:
Originally Posted by Replaced_Texan
Actually, the major problem with the mandate right now is that it doesn't hurt enough. Which is one of the contributing reasons that the rates went up this enrollment period and some insurers left some markets. A lot of healthy people opted to take the minor hit than get health insurance.
Frankly, if I were to mess with it, I'd get rid of the "stay on your parents' insurance until 25" to get a hold of those young healthy lives for the ACA risk pools. Probably would see a drop in rates in a lot of markets if the penalties were incentive enough for the 20-24 year old set to buy insurance.
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What we need is a single, national risk pool. That would require repealing McCann-Ferguson, but that massive chunk of protectionist legislation should never have been enacted in the first place.
