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Old 02-27-2020, 08:49 AM   #509
sebastian_dangerfield
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Re: Appellate issue?

Quote:
You ran out of ideas after 3. It's not that 4, 5 and 8 are necessarily bad, they're just pointless. If UBI is a good idea, then 6 is pointless because it doesn't make much redundant. No one opposes 7 except Republicans who don't like taxes, but the challenge is to spend money in a way that really improves things.
4 is significant because it would allow broader pooling which decreases the cost of insurance. It also helps to glide path toward single payer, which I think is an inevitability and would create significant economic gains.

5 is huge because it eliminates a huge barrier to new business formation. Credentialism and licensing are parasitic except in circumstances where absolutely necessary (doctors, pilots, etc.).

8 sound small, but it's not. I'd prefer forgiveness and a removal of the federal govt from the student loan market (no more backing the loans and no more administering them, as this TPA/Guarantor structure only encourages education providers to raise prices), but I'm not sure that will happen any time soon to the degree needed. If we allowed bankruptcy as an option, it would at least cause rates to rise. And as rates rise, they limit ability to borrow, which causes the cost of tuition to freeze or perhaps even drop. (This is an alternative or lead-in to a more broader form of forgiveness.)

6 I include because elimination of the costs of administration of the current programs that provide benefits which will be redundant to UBI is a big chunk of what pays for UBI. Believe it or not, a number of wonks argue that we should continue all the programs and simply add UBI on top. So a person getting a transfer of X to cover necessities would now get XX, and the administrators of the program and the administrators of UBI would do the same job. That's insane inefficiency.

Quote:
You complain a lot about the poverty of Democratic ideas to create jobs, but you don't have any of your own, unless 7 means hiring people to build stuff, which Democrats like.
Delivery of large scale infrastructure at the fed level can work. The feds can be efficient. The state govts, OTOH, are filled with low talent low quality decision makers. We should scrap most state procurement codes and allow for more public/private partnerships that use currently cheap capital. This provides a benefit to the banking sector, cuts costs to the state, and delivers projects at twice the speed and 1/4-1/3 discount off the cost of traditional state controlled delivery (where contractors disciplined only by state employees of limited talent can feast on change orders). Europe has already adopted this model and it works nicely. Compare their airports and highways to ours.

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I'm not sure why you think I "want things managed," whatever that means. But you're just saying stupid stuff like this because you'd rather bitch than find solutions to problems.
I think you favor light regulation on finance, but not on much else. Your view that the govt should spend on infra rather than exploring creative solutions using private capital is a good example. You've faith that govt can deliver best and should control. I think in some regards that's true, but in just as many others, govt involvement is the very problem that needs to be eliminated.
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Last edited by sebastian_dangerfield; 02-27-2020 at 08:55 AM..
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