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Originally Posted by Did you just call me Coltrane?
I get what you're saying, but I'd bet against the insureds. First, you would have to establish that your plane/hotel had coronavirus on it, and then what would your POR be? The day it took to clean the plane?
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Agreed. I made the claim anyway, at suggestion of broker. But I'm claiming based on civil shutdown, not covid infestation. Fuck that.
You'd possibly open yourself to liability elsewhere by asserting you had covid on surfaces in the office. Anyone coming in could point to you as the cause of their later illness. Lawyers suing you would surely ask for insurance claim info regarding assertions that the business was contaminated in discovery.
But putting all of this aside, let's say BI claims were granted for this stuff. Is there any pool of insurers and reinsurers who could possibly cover all of these claims? To allow it would basically bankruptcy the insurance industry, wouldn't it?
