Re: Objectively intelligent.
If anyone here has to cover a payroll besides Hank (who I assume is in his tricked out bunker in [undisclosed]), the Free Money 2020 Act, a/k/a CARES, has a lot of nice features. It's a $350 bil giveaway masquerading as a crisis loan.
Kill a credit line with it. Hire everybody back and have pizza parties with it (pretend a client's going to pay you becuase You're Just That Good And Essential in the next month).
This is helicopter $$$.
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