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Originally Posted by Adder
I have many issues with the post and cited it only for the narrow factual assertion that people do not value their medicaid anywhere near where what it costs.
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Who would values a $35K BMW more? Person A, who owns a Tesla and a Maserati and is looking for something for his teenager to drive to school, or Person B, who has no car and takes a public bus across town to a low-paying job. If you go by willingness to pay, obviously Person A, but we all understand that Person B would value it more.
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Not scary, no, but one thing I heard a lot of excitement about when Obamacare was coming into force was women not having to pay out of pocket for contraception. That's some pretty weak evidence, I admit, but really, when people talk about the quality of their insurance they talk about how easy it is to use for the health care they consume, not how much peace of mind it gives them about something terrible that could happen.
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There, I think people are talking about the quality of their health care rather than the quality of their insurance, but because of the way the latter is structure, you often lose choice in where you can buy the latter, so the consumption decisions for separate products are bundled.
