Quote:
Originally Posted by Tyrone Slothrop
I can't figure out why you think that having consumers negotiate what preventative care they want and how much they'll pay for it is going to lead to better outcomes and lower prices than having coverage providers do it. Most people I know -- you may be the exception here -- really would prefer not to have to negotiate these things, both because of information asymmetries and because it's a pain in the ass.
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The times you need to negotiate are also a bit of a problem.
"This man just had a heart attack!"
"OK, surgery is $20,000. Will that be cash or check?"
"I'd like a discount."
"Discount department is out to lunch. They can talk to you in an hour. Please, have a seat."