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					Originally Posted by Sidd Finch  When I was 22, I had no insurance.  I was hit by a car, shattering my leg.  I was picked up by an ambulance.  I spent ten days in one hospital, five in another.  I needed an external fixator (metal rods outside the leg, with pins going in to hold the bone in place), bone graft, several tissue grafts.  And about a year of follow-up care and therapy.  For many years, until California law changed, any health insurance I could get excluded anything that might happen to my right leg. 
 So, I would suggest that your daughter's situation is not remotely similar to having no insurance.
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 I'm not dogging on her insurance. I asking about the family with no money to pay a doctor who was the strawman for ACA. That family went to the emergency room as it had no choice. If that family has a $3000 deductible are they not going back to the emergency room? I thought a goal of ACA was to reduce waste like that?