![]() |
Re: Or grandfather
Quote:
|
Re: Or grandfather
Quote:
Actually Michael Phelps - no meds on Saturday/Sunday...of course he was also in the pool 10 hours.... |
Re: Or grandfather
Quote:
sorry - i am going to stop resucitating old posts.... |
Re: General discussion - Mom and Dad Esq.
So hello everyone...been a long time since I've been around...thought I'd check in and see what's going on over here.....
ML |
Re: General discussion - Mom and Dad Esq.
Quote:
How old do kids have to be to get The Phantom Tollbooth? The Hobbit? I've got Charlie and the Chocolate Factory coming up, but nothing on deck. |
Re: General discussion - Mom and Dad Esq.
Not sure...my 7 year old is still in Potter land, and i am picking up Encyclopedia Brown soon....
|
Re: General discussion - Mom and Dad Esq.
Quote:
|
Re: Or grandfather
Quote:
P.S., I'm worried about finances these days. If you had a 5.5% 30 year fixed mortgage (with around 300K in principal), would you use your extra money to pay it off since savings plans are absurd, like $.002% annual interest? Thanks. |
Re: Or grandfather
Quote:
|
Re: Or grandfather
Quote:
I wouldn't necesarily pay of the mortgage b/c future financing will likely be more expensive, if you need to monetize your house, but it depends a bit on whether you have a robust emergency fund and whether you get any actual tax benefit from the interest deduction. |
Re: Or grandfather
Quote:
|
Re: Or grandfather
Quote:
I'll answer differently than the rest. I like to pay down the mortgage with extra cash. Because I don't like owing nobody nothing. Note that I've also never bought a share of public stock, because I like to only invest in businesses I can understand and deal with on a personal level, so take this as investment thoughts from a fiscal curmudgeon. Sounds like your daughter is a charmer. |
Re: Or grandfather
Quote:
Basically, the top 100 people of all time. Quote:
An emergency credit line could get closed in a second. Having cash to weather a storm gives a secure feeling. You may want to consider getting a 4.25 or so 15 year mortgage. |
Re: Or grandfather
Quote:
|
Re: Or grandfather
Quote:
|
Re: Or grandfather
Quote:
Don't know where you are, but most housing markets will likely start to pick up in value again by the year's end -- the equities markets are likely to do the same only sooner. You will make more $$ long term by investing it than if you pay off a 5.5% mortgage. To avoid declines, if it makes you sleep better you can hold it for a while in cash -- short term -- or you can invest in a relatively low risk investment like the right kind of bond fund until you're sure things have turned around. [PIMCO Total Return is passe, but it made 4% last year and is ahead this year as well -- slow and steady.] S_A_M |
Re: Or grandfather
Quote:
S_A_M |
Re: Or grandfather
Quote:
|
Re: General discussion - Mom and Dad Esq.
Wow. Thanks for all the advice. I didn't even think of the "real" interest I'm paying after taking into account taxes. And whew...I definitely need a cushion. Right now, besides 20K in a college savings acct for Vietbabe (courtesy of my Dad) and 70K in my 401K that tanked, I have zero. No savings accounts or cds. Just now starting to save (bc of the adoption and buying house) and I'm past 40. BTW, I should have been able to figure out the after tax aspect of my house payments. Why do I spend 3 hours on the internet trying to find a "recipe" for making candles and other stupid things and don't even bother investigating my own finances? Maybe it's just avoidance.
Anyhow, to thank you all for your advice I bring you this INCREDIBLE PREVIEW: http://www.youtube.com/watch?v=--N9klJXbjQ |
Re: General discussion - Mom and Dad Esq.
Quote:
Beeswax or parafin plus a hardener plus a tiny bit of scent and/or dye. At least that's what I remember from childhood. We'd collect our scents and dyes from the herb garden, put them in the melted parafin on low before adding the hardener, and then go fishing them out after they did their work. See, we have all the answers here. |
Re: General discussion - Mom and Dad Esq.
Quote:
|
Plastic stroller covers
What's with plastic stroller covers? The clear ones that go over strollers to protect babies from the elements (I assume)? Isn't that about like giving them a drycleaning bag as a toy? Or is the idea to build up just enough CO2 to keep them quiet?
|
Re: Plastic stroller covers
Quote:
|
Re: Plastic stroller covers
Quote:
|
Re: Plastic stroller covers
Quote:
Usually the vents are back near the handles, but I'm not familiar with the type that fit the strollers that have the parasol accessory. |
Re: Or grandfather
Quote:
|
Re: Plastic stroller covers
Quote:
|
Re: Plastic stroller covers
Quote:
|
Re: Plastic stroller covers
Quote:
|
Re: General discussion - Mom and Dad Esq.
Easter morning, the 4 year old, pleased with the contents of her Easter basket, told me she was glad the Easter Bunny did not give her barbeque bubbles. To which I replied, "huh?" And she then explained that she meant, you know, those black things that Santa leaves if you've been bad.
So now, at least in our house, coal, and more specifically, charcoal briquettes, will forever be known as barbeque bubbles. |
Re: General discussion - Mom and Dad Esq.
Quote:
|
Relocation
So...looks like I killed the board... Maybe this will revive...
Anybody relocate for work purposes with young kids? How'd that work out? I am relocating this summer. We've found schools, still house hunting, although we've selected a neighborhood and are will to rent if necessary until we either find the right house and/or right price 9not to mention sell old house). Same bosses, although new client but will take over client responsibilities before actual move. Thoughts, advice, words of wisdom.....? ML |
Re: General discussion - Mom and Dad Esq.
We'd like to give a gift of a Wii game to a six-year-old child with oldest siblings, and we want the game to be something em will enjoy, rather than watch em's older siblings enjoy. Are there Wii games that are especially appropriate for that age?
|
Re: General discussion - Mom and Dad Esq.
Quote:
|
Re: General discussion - Mom and Dad Esq.
Quote:
Most things Mario should work for that age. |
Re: General discussion - Mom and Dad Esq.
Quote:
|
Re: General discussion - Mom and Dad Esq.
Quote:
We got Wii last summer, right before my son turned 7. He loves it. His favorite games are Mario Kart, Super Mario Galaxy and some Star Wars and Indiana Jones games. My daughter, 4, enjoys Wii sports and her Disney Princess game. Both kids like Wii Fit (which includes silly stuff like ski jump, tight rope, and hula hoop). |
Re: General discussion - Mom and Dad Esq.
Quote:
|
Re: General discussion - Mom and Dad Esq.
Quote:
|
Re: General discussion - Mom and Dad Esq.
Quote:
|
| All times are GMT -4. The time now is 08:33 AM. |
Powered by: vBulletin, Copyright ©2000 - 2008, Jelsoft Enterprises Limited.
Hosted By: URLJet.com