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 But, yeah. This guy has already packed the judiciary. And he's going to continue to do it--damage that will taken decades to undo. Quote: 
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 The only way trump gets taken down is if there is an overwhelming wave in November that makes it clear Americans are sick of him. It's a political issue, not a legal one. It's unlikely, though, that the wave will be that big. | 
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 This is where identification becomes problematic. 1 out of 4 Jews is a lot of Jews. But if we "identify" Jews as reliable D voters, we lump that 1 exception in with the rest. I don't object to identity politics because I'm against it. Quite to the contrary, I think it has done wonders to raise awareness and start change where it applies (BLM, female wages). But it applies only in very, very limited areas. And it's overuse, and loose usage, is maddening. You can't just throw people into groups and say, "That's how they act, and that's how they should vote." It's just... wrong. Similarly, you can't say, "Everything Trump does is awful because he is awful." The tax cuts were on balance not an excellent thing. But that doubling of the standard deduction does help a lot of renters, many of whom are struggling. I'm seeing on the Left at the moment a lot of the same siloing I saw on the Right during Obama's terms. Now, of course, Obama is a much more normal President, and not comparable to Trump. But there isn't much difference between people on the Right howling that everything Obama did was evil, and people on the Left howling everything Trump does is evil. In Obama's term, I'd hear, "Obama's a socialist!" and respond, "Yeah, how's your portfolio doing? 3X where it was in '08?" Now, I hear, "Trump is destroying the world," and while I must say he is doing a lot of damage, is it so wrong to take the contrarian pitch a little bit... to look for the silver linings here and there? Some of that tax bill does help the middle class. I think people have to stop looking at groups and politicians' aggregate policy packages. The better way to look at everything is in as granular a way as possible -- one small item at a time. Like a buffet. "This is good... This is not so good... This is fucking awful." Yeah, I do hate tribalism. It's not an act. I don't like being lumped into any group, and I hate when it goads me into reflexively arguing against other people by asserting they are part of some group who all think similarly. | 
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 So, to make it simple, remove every part of Dodd Frank that slows down closings, and relax the ability to repay guidelines to allow more buyers into the market without having to select federally backed loans. Quite literally, ask your compliance person to list every time consuming duty he or she has, identify the reg that is responsible for it, and remove it. Is that weedy enough? | 
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 "Ladies and gentlemen, I can offer with 75% certainty, the defendant is liable." Or, try this: "Hey mom! Look at my report card! I got a 71 in history!" Or, for you: "It's almost three fourths of the way to average penis size. That's good enough, no?" | 
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 I'm sure you think that typing a lot of words will help, but each word is just proving to everyone here that you're a moron. | 
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 Is it, perhaps, because people are caught up in the Cult of Trump, more fixated on the person than the issues and the armies of little bureaucrats (or lawyers, like McGahn) who are effecting real on-the-ground changes? When people think in tribal manners ("All Trump bad") they apply tribal fixes ("We kill Trump!"). Maybe the better idea is to go policy by policy, or judge by judge, and fight battles, which can be won, rather than an attempted grand coup, which will be lost. | 
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 If you start to agree with me, I'll be suicidal. You agreed with me the other day and I actually did fall into sincere self doubt. | 
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 Black people vote D by 90%. That still isn't enough for "beyond a reasonable doubt," but it is really really big. And 70% is smaller, but still over whelming. Again, as ggg says, most elections are within a few % points. | 
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 People want to know what exactly is going on with Russian collusion, obstruction of justice, and whatever financial crimes will be uncovered. To act like (i) people can only focus on this while they ignore the damage of his appointments or policies (especially when Democrats do not have the ability to block appointments or affect the implementation of a whole host of his mind-numbingly stupid policies) or (ii) it's not perfectly natural for people to be concerned about what Trump has succeeded in doing to the office and our system of checks and balances is ridiculous. And if you can't hear people upset about and trying to get politicians to focus on his asinine policy initiatives (and foreign policy failures), then you are intentionally not listening so you can say that people are just objecting to Trump's cult of personality. Finally, the fact that you refer to impeachment proceedings for crimes uncovered by a respected republican independent prosecutor based on actual evidence as a "grand coup," completely undercuts any point you're trying to make. TM | 
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 You'd never argue 71% likelihood to a jury. If we assume preponderance of the evidence starts at 51%, you're in coin flip territory. You have to at least get up over 75% to dare to make that assertion. | 
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 And election margins are the best relative test. Americans as a whole toggle between 55/45 or closer. So 70% is pretty high, but if it takes 85% for you to see overwhelming, okay.Would you agree that the D/R split among Jews is 400% of the typical margin in elections? To me that is overwhelming. | 
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 Overwhelming is more than that. But if you want I'll let you call 71% "nearly overwhelming." I'd also point out that you are arguing something really fucking stupid rather than just accept that your example was wrong. | 
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 I have a problem with all the people salivating over it and focusing so much anger into it. It has all the attention for the moment, while Trump is nominating judges who the ABA can't even verify as qualified lawyers. He just rolled back investments in renewables yesterday. The article was on Page 10 of most papers. What's Trump's weakness? He can't get into policy. He hates getting into details. His people hate getting into details (read about Mnuchin's clipping the Russian enemies list from Forbes). Schumer and Pelosi have shown us that you can whip Trump's ass with procedure and detailed policy negotiations. Schumer had it right in his initial instinct to give Trump the wall which would never be built. Horse-trading with Trump on policy, where he doesn't understand the true value of the "assets," or the potential procedural impediments to their application, is where Trump is easily beaten. I get Trump hatred. I get wanting to see him perp walked. But it seems to be playing his game. And if he skates, which he probably will, it's all for what? I say let Mueller do his job and focus on fucking Trump with obstructionist measure, as McConnell and the Rs did to Obama for years. You don't want Trump gone. You want him there as a reminder, of how nuts the GOP has become. And you really don't want Pence. He's a "true believer," and he'll get really bad things done. I call it a coup because any time you put a head of state in the cross hairs for something like obstruction of justice, or perjury over a blow job, you're opportunistically capitalizing on an attempted cover-up. In both Clinton's and Trump's cases (yes, I believe this as to Trump, himself), the only "crime" was the attempted cover-up. | 
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 Dodd-Frank increased the capitalization requirements for Banks, which made a lot of banks, especially banks that were on the edge, become much more selective. That may be the thing that most impacted people's ability to qualify for mortgages, because banks making fewer loans will tighten up their criteria. Securitizing normal loans also became a bit harder, and securitizing junk loans became much, much harder, because banks used to fill up their pools with the loans they never should have made anyways. Dodd-Frank also increased some of the closing process for junk loans - if you're getting a loan at more than 6.5% of prime (in other words, you're a really bad credit risk and probably have collateral that is of questionable value), the bank has some additional warnings and processes that they have to go through. That might impact the closing process, but only for junk and predatory loans. I cannot think of what would impact the closing process from Dodd-Frank for a good loan, once the loan decision is made. At the bank I know best, the good customers get their loans in the same time it always took. There's nothing in Dodd Frank that slows down a good loan to a good customer made on the bank's own base. There are some added costs from it, particularly because that bank has raised capital in order to stay in the top tier of well-capitalized banks, and that's threshold has moved higher. There are also some added benefits from it, since some of the weak banks doing crazy-assed shit got reined in, so there's less competition from dumb money. The bankers I know, when really pressed, would admit that the weak banks that screw stuff need all this regulation and more but would also want exceptions in every case for the strong banks who wouldn't make those loans anyways. I take from your general reaction, though, that the people you know in banking are pretty sleazy. | 
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 Who are you and who are the other guests at the party? | 
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 I'd say "just shy of three out of four Jews vote D." And I'm sorry, but no way am I voting for liability if you offer me 71% probability. I'm not holding anyone accountable for anything with numbers like that. And I can think of endless arguments to make to a jury to dismantle evidence showing a 71% probability. | 
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 Are you saying that he has been trying desperately to cover up something that you don't consider a crime? Or that there is no actual underlying crime? I'd like you to be specific, because when it all comes out and you say, "I always thought Trump was dirty," I want to have a post that I can refer to. TM | 
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 *earlier this week GGG hosted me having a dep about whether a mark in a Japanese patent is a hyphen or a negative sign. How can this be my life? | 
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