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 Advice Thanks, guys! It is helpful to hear the advice to step back. I probably will try one heart-to-heart with her at some point (when I've recovered from the most recent visit a bit), because I feel I would regret it if I sat by silently and something bad happened, which is the way this seems to be heading. I've realized over the last few years that she is incapable of being a friend to me, so I'm comfortable with the relationship fading away, though I'd like to know there are some people who are there for her, because she really is pretty isolated at this point. Partial responses to points you guys raised: (1) She has cats. And her parents live about an hour away from her. And she has a roommate. Other than her boyfriend, I don't think she has any close friends. (2) I think when we were closer friends I was unaware of any of these issues. There were probably clues of neediness and I knew her mom was an alcoholic, but I only knew her when she was happily in a relationship, so many of the self-worth problems became apparent when that relationship went away. | 
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 Shame that it's not a dog. Dogs are really good in helping people with fragile personalities. | 
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 TM *Okay, that's not true. I don't want her to be fat, but I'll never give her a complex about it. | 
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 when you talk to her consider saying that you've seen the change, and frankly where she is now makes it hard to remember why you ever were friends. try to remind her of what she had that was positive and say some guy/booze ain't worth her changing all that about herself. or just walk | 
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 In this case, UBS should be required to cough up the identities of tax cheats who committed their crime in the US through the use of UBS's US operations. I'll concede that. However, US citizens who flew abroad and engaged in tax avoidance through a UBS entity with no ties to the US should enjoy the full protections of the law in the locale where they did their business.* Stated simply, the US has no right to go into another country and demand that a corporation doing business exclusively in that country turn over information regarding its American clients. In any circumstance. The simplest analogy is working out a small debt with a lender. Say the borrower's in PA and the bank confesses judgment there. Lawyers for the lender immediately move the borrower's money to a DE bank with no branches outside DE, a state where bank accounts can't be garnished. If the lender wants to take action to unwind the transaction, he inevitably has to deal with the DE court system.** I think you have to protect a person's right to avail himself of the laws of the place where he puts his money. Places like Switzerland make a lot of money by allowing people to avoid taxes. But they have a right to do that, just like DE has a right to grant its bank customers protections neighboring states don't. But the point you and Cletus made about UBS having no right to do business in the US while helping its residents avoid taxes is well taken. The Swiss bank protections should only be absolute for Americans who put their money into Swiss banks which do business exclusively in Switzerland.*** *You know there's a UBS private bank of some sort divorced from the parent specifically for the purposes of avoiding encroachments from foreign courts. **He can get a PA court to order the borrower to transfer the money back, but if the borrower ignores the order, the PA Court's enforcement capabilities are exhausted. ***And the money has to have come from a locale outside the US. A tax avoider should not be able to take money from the US and merely transfer it to an exclusively Swiss bank. If it's here for any period of time, I think the US Courts then have jurisdiction over it. | 
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 The simple fact is, the US has the right to tax US citizens for money they earn, whether here or overseas. If another country sets up an industry which enables US citizens to hide money they should have and easily could have declared, then we should go after it. It is amazing to me that someone who throws fits on how much and on what we spend our tax dollars would argue that we shouldn't make everyone pay what they owe under our laws. And as far as UBS goes, they wouldn't have had a problem if they hadn't broken our laws as well. They agreed to give up names in their settlement and I assume sold their clients out to avoid prosecution and/or paying a higher fine than they did. Your anger on this one is completely misplaced. TM | 
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 ETA: Damn. I can't find a site that will let me post the photo of them together. The one that makes Finch look like a giantess. | 
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 But I am also saying that a bank which exclusively does business outside the US should not be required to do so. I'm saying that if I make money in France, then take that money to Switzerland and put it in the Swiss bank that has no branches in the US, the US should not have any right to force that bank to divulge anything about my account. The US can try to force me, as a US citizen, to divulge the info, but if I don't, they have no right to compel the Swiss bank which is not maintaining any branches in the US or courting US customers in the US to do so. I find it deplorable that any nation would try to force a bank in another country, with no ties to the requesting nation, to break its own secrecy laws to aid the foreign nation's prosecution of one of its own nationals. That's a gross, ridiculous over-reach. | 
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 http://www.imdb.com/media/rm1180736000/nm1701077 But Danica's a wee person, albeit with a Napoleon complex. | 
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 And as yesterday's article stated, the Swiss government will decide what information gets passed along to ours. And I bet UBS and other Swiss banks who do business here want their government to cooperate. So the "gross, ridiculous over-reach" you're talking about doesn't exist. You act like you've got some prosecutor walking into Bank of Zurich and demanding that they release information on every US citizen that has an account there. TM | 
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 And don't think for a minute that the US wouldn't make the argument that it had the right to demand info from exclusively Swiss banks on some "minimum contacts" theory based on allegations that the banks marketed secrecy to Americans traveling or living abroad if they could. | 
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 Off to the Ashram, now. (And welcome back). | 
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 ETA: Scroll then post. | 
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 I played softball too, and was even the catcher! Yay me! | 
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 You appear to be ranting about something that you recognize has never happened, and that you know is impossible. | 
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 TM | 
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