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Originally Posted by sebastian_dangerfield
How fucking dumb are you? Seriously. The insurer denies AFTER the fact. The overconsumption problem is in people forcing providers to run all sorts of tests and procedures for which they never get paid. If we applied your asinine cure, we'd have already fixed HC years ago by having the govt step in and tell insurers to cover less items. And under your imbecile paradigm, Voila!, people would magically stop showing up at the providers' offices!
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Wait, I thought the newly insured were going to do all kinds of extra special overconsuming because the government is now going to be the third party payer. You mean that isn't right?
ETA: Yes, I know that was exceedingly assholish. Sorry.
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ETA: More simplistically, the answer to too many people overusing insurance isn't giving more people insurance.
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Of course not, but overconsumption isn't the only problem.
