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Old 11-12-2010, 03:11 PM   #2488
Replaced_Texan
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Re: leading the horse to water again, and then beating it long after it's dead

Quote:
Originally Posted by sgtclub View Post
Why not?
Because covering someone with pre-exisiting conditions is really, really expensive. It's why HIPAA's preexisting condition language is limited to employer plans instead of indidvidual plans. So the insurance companies aren't going to do it unless they have a healthy risk pool to draw from. Healthy people on the individual market tend not to buy health insurance if they don't have to, so the risk pool is pretty expensive to cover. The premiums would be outrageous and we'd be in the same exact place we are now: ridiculously expensive individual coverage with very few individuals able to afford it.
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