Quote:
Originally Posted by Cletus Miller
Works reasonably well in dentistry, but there aren't a whole lot of $500,000+ total-cost dental procedures.
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That would be a great template to use for HC generally. Let a catastrophic plan cover the big stuff.
But that would mean the average American would have to take control of his own HC. As Ty has often noted, the market has told us time and time again, people do not want to do this. Similar to their approach to personal finance, they want somebody else to do the heavy lifting. They want to be taken care of, and only get involved when they find they're being fucked.
Hence, the Nanny State nonsense we have.
