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Old 11-08-2012, 11:03 AM   #3833
Sidd Finch
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Join Date: Mar 2003
Posts: 11,873
Re: Pepper sprayed for public safety.

Quote:
Originally Posted by taxwonk View Post
Lenders have noone but themselves to blame for this. It's not about "contracts are incomprehensible" that leads to consumer protection laws and regulations. It's about the lenders' imposition of a take-it-or-leave-it bargaining posture.

The majority of borrowers would feel less antagonized by lenders if they could actually get an answer other than "fuck you" if they aske to have their mortgage payment due on the 16th, since they get paid on the 15th.
The answer shouldn't be "fuck you". But it probably should be "if you are living paycheck-to-paycheck such that even a two-week disruption in your income would leave you unable to pay this mortgage, you should either rent or look for a cheaper place."
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