Is Ted Cruz Satan? Discuss.

[Hank Chinaski]

Originally Posted by Sidd Finch

There you go again, with all of your "facts."


Hank's daughter has a UTI, the woman in the article had a broken leg, and both have the same issue: It's easier to find the extra money and bitch about it than it is to figure out how to deal with the system.

time for me to go. one cannot even ask a simple question, now my daughter is lazy, or dumb.

[BackInTheNewYorkGroove]

Originally Posted by Hank Chinaski

time for me to go. one cannot even ask a simple question, now my daughter is lazy, or dumb.

I certainly didn't mean to suggest that your daughter was lazy or stupid in my reply to you. There are a lot of moving parts in the various policies available on the exchange. I actually found the explanations given by the carriers on each of their websites easier to use than the explanations/summaries on the exchange site for comparison of things like copays and network versus non network charges.

But I'm just the third most popular dude in a four dude rock band, so what do I know.

[Hank Chinaski]

Originally Posted by BackInTheNewYorkGroove

I certainly didn't mean to suggest that your daughter was lazy or stupid in my reply to you. There are a lot of moving parts in the various policies available on the exchange. I actually found the explanations given by the carriers on each of their websites easier to use than the explanations/summaries on the exchange site for comparison of things like copays and network versus non network charges.

But I'm just the third most popular dude in a four dude rock band, so what do I know.

I wasn't replying to you, I was replying to sidd's preceeding post. I appreciate her advice, and the point you make is a great one. If you provide the average poor person the ability to surf a gazillion optrions you are not doing them a favor. It's the same result as to when you get to law school and learn all these consumer protection laws that are intended to help the poor and are mostly of benefit to the well off, just due to lack of knowledge by the poor.

[BackInTheNewYorkGroove]

Originally Posted by Hank Chinaski

I wasn't replying to you, I was replying to sidd's preceeding post. I appreciate her advice, and the point you make is a great one. If you provide the average poor person the ability to surf a gazillion optrions you are not doing them a favor. It's the same result as to when you get to law school and learn all these consumer protection laws that are intended to help the poor and are mostly of benefit to the well off, just due to lack of knowledge by the poor.

Re the complexity issue, the administration tried to encourage state exchanges to use "navigators" to help people and businesses decide what plan was the best fit.

Like everything else in Obamacare, this works reasonably well in states that set up their own exchanges (like New York), and less well in states that did not (like, say, Florida). The governor and attorney general did more than a little scaremongering on "medical privacy" and the department of health (run by an appointee of the governor) refused to allow navigators to work at county health offices (which is where a lot of poor floridians go for basic health care like immunizations and school physicals). The GOP legislature also passed a law preventing the state department of insurance from regulating health insurance premiums on new plans (like, say, Obamacare plans). Then when rates are high, well, who's to blame? The Kenyan Socialist, of course.

In fact, one could argue that Florida's actions are a deliberate attempt to sabatoge Obamacare. Refusing the help to explain policy options is just one part of it. If enough people are unhappy with their policy (because they didn't understand their options) or how much it costs, support for the ACA will fade and the GOP can undo it.

[Tyrone Slothrop]

Originally Posted by Hank Chinaski

time for me to go. one cannot even ask a simple question, now my daughter is lazy, or dumb.

Sidd said, "it's easier to find the extra money and bitch about it than it is to figure out how to deal with the system." I'm sure that's true, and it's no reflection on your daughter. One way to make money in the insurance business is to be smarter about which risks you take on. That's hard. Another is to make it difficult for insureds to make claims. That's easier. So every insurer has a big incentive to make it difficult for people with meritorious claims to get their money. Or for doctors to get paid, for that matter. That's the business they're in. This was true before HCR, and it will be true after HCR, and it will be true if we ever get to single-payer, except that then the insurer will be the government, which will have a somewhat different set of incentives -- though not always better, as those familiar with the VA can attest.

[Sidd Finch]

Originally Posted by Hank Chinaski

time for me to go. one cannot even ask a simple question, now my daughter is lazy, or dumb.

I didn't say your daughter was either lazy or dumb. I said that, for her, "It's easier to find the extra money and bitch about it than it is to figure out how to deal with the system."

Many people in many situations, myself often included, find it easier to pay some more money than to do some extra work or deal with bureaucracy or whatever. Your daughter has the luxury of reaching out to you. There is nothing wrong with that. The only wrong thing is to make that choice, then bitch about it like you actually had no choice.

The last sentence indicates the one thing about my post that actually is unfair towards your daughter --- suggesting that she is the one bitching about it. That's you, not her. For that, I (sincerely) apologize.

[Hank Chinaski]

Originally Posted by Sidd Finch

I didn't say your daughter was either lazy or dumb. I said that, for her, "It's easier to find the extra money and bitch about it than it is to figure out how to deal with the system."

Many people in many situations, myself often included, find it easier to pay some more money than to do some extra work or deal with bureaucracy or whatever. Your daughter has the luxury of reaching out to you. There is nothing wrong with that. The only wrong thing is to make that choice, then bitch about it like you actually had no choice.

The last sentence indicates the one thing about my post that actually is unfair towards your daughter --- suggesting that she is the one bitching about it. That's you, not her. For that, I (sincerely) apologize.

I think highly of you, and Ty even, and I like ggg, though not everything he posts, and Thurgreed is actually the closest to me of anyone who posts- when we do not not stp we often basically repeat each other. There is no real outrage left here. when I do outrage it is actually grandstanding.

[ThurgreedMarshall]

http://www.upworthy.com/a-boy-in-ame...m-feels?c=huf1

I could watch 2 hours straight of stuff like this.

TM

[Tyrone Slothrop]

"If Bush’s well-known last name did not provide him with such epic fundraising capacity, in fact, he’d be George Pataki: a dull, moderately conservative former governor of a large state who has been out of politics for a while."

[Greedy,Greedy,Greedy]

There are a lot of parking disputes happening these days.

[Tyrone Slothrop]

[Tyrone Slothrop]