Is Ted Cruz Satan? Discuss.

[Adder]

Originally Posted by ThurgreedMarshall

It may be that your daughter either (i) signed up for whatever was easiest because she knows you'll always be there to help or (ii) chose a high deductible plan because she wants to spend as little as possible each month and she knows you'll cover her if she needs to hit that $3,000 deductible all at once.

And, of course, (ii) makes a ton of sense for someone in Hank's daughter's position. She's young and presumably healthy and has the oldest form of insurance of them all already.

[ThurgreedMarshall]

Originally Posted by Hank Chinaski

I know there is a decent percentage of poor people that know their options and wait in line and fight to get the best. I'm not worried about them. Remember agreeing that it sucks when motivated parents get their kids out of poor schools but it destroys things for those who are left? The ones who are not the people who get out, the 50% of kids in Detroit who drop out of HS, we are not talking about motivated/educated people making wise decisions. I guess I would have thought it would have been more idiot proof.

I think that group will figure out which option is the best from word of mouth as Obamacare becomes more established and the group who actually does the "leg" work grows.

There will always be a group who will do nothing.

TM

[Hank Chinaski]

Originally Posted by Adder

Is your daughter poorly educated?

not if you look at paid tuition $$$. what she might have is the lack of fear, due to her safety net. without that she might better sort out the options.

[Tyrone Slothrop]

Originally Posted by Hank Chinaski

I know there is a decent percentage of poor people that know their options and wait in line and fight to get the best. I'm not worried about them. Remember agreeing that it sucks when motivated parents get their kids out of poor schools but it destroys things for those who are left? The ones who are not the people who get out, the 50% of kids in Detroit who drop out of HS, we are not talking about motivated/educated people making wise decisions. I guess I would have thought it would have been more idiot proof.

I can think of any number of businesses -- AOL, Earthlink, Rosetta Stone, Ancestry.com, every fitness club, etc. -- that make their money by getting people to sign up for regular payments for something that they aren't going to use. That's the free market in action -- taking money from people who may not be idiots, but also aren't spending the time and attention to save themselves some money.

[sebastian_dangerfield]

Originally Posted by Hank Chinaski

she had a urinary infection. let's ask a woman if that would indicate seeing a doctor.

A hardy woman would tough that out.

Pussy.

[ThurgreedMarshall]

Originally Posted by sebastian_dangerfield

A hardy woman

That's as close as I could get.

TM

[sebastian_dangerfield]

Originally Posted by ThurgreedMarshall

That's as close as I could get.

TM

"Ollie... Ollie, it burns something terrible!"

"Well, you'll just have to clench tighter now, won't you?"

[Atticus Grinch]

Originally Posted by ThurgreedMarshall

[BackInTheNewYorkGroove]

Originally Posted by Hank Chinaski

I wasn't replying to you, I was replying to sidd's preceeding post. I appreciate her advice, and the point you make is a great one. If you provide the average poor person the ability to surf a gazillion optrions you are not doing them a favor. It's the same result as to when you get to law school and learn all these consumer protection laws that are intended to help the poor and are mostly of benefit to the well off, just due to lack of knowledge by the poor.

Re the complexity issue, the administration tried to encourage state exchanges to use "navigators" to help people and businesses decide what plan was the best fit.

Like everything else in Obamacare, this works reasonably well in states that set up their own exchanges (like New York), and less well in states that did not (like, say, Florida). The governor and attorney general did more than a little scaremongering on "medical privacy" and the department of health (run by an appointee of the governor) refused to allow navigators to work at county health offices (which is where a lot of poor floridians go for basic health care like immunizations and school physicals). The GOP legislature also passed a law preventing the state department of insurance from regulating health insurance premiums on new plans (like, say, Obamacare plans). Then when rates are high, well, who's to blame? The Kenyan Socialist, of course.

In fact, one could argue that Florida's actions are a deliberate attempt to sabatoge Obamacare. Refusing the help to explain policy options is just one part of it. If enough people are unhappy with their policy (because they didn't understand their options) or how much it costs, support for the ACA will fade and the GOP can undo it.

[Sidd Finch]

Originally Posted by Hank Chinaski

time for me to go. one cannot even ask a simple question, now my daughter is lazy, or dumb.

I didn't say your daughter was either lazy or dumb. I said that, for her, "It's easier to find the extra money and bitch about it than it is to figure out how to deal with the system."

Many people in many situations, myself often included, find it easier to pay some more money than to do some extra work or deal with bureaucracy or whatever. Your daughter has the luxury of reaching out to you. There is nothing wrong with that. The only wrong thing is to make that choice, then bitch about it like you actually had no choice.

The last sentence indicates the one thing about my post that actually is unfair towards your daughter --- suggesting that she is the one bitching about it. That's you, not her. For that, I (sincerely) apologize.

[Sidd Finch]

Originally Posted by Hank Chinaski

again, I am only using my child's experience to ask how we helped a truly poor family, which I thought was the point.

Do you have RT on ignore?

[Hank Chinaski]

Originally Posted by Sidd Finch

Do you have RT on ignore?

I dream about her, so no, I wish.

[Hank Chinaski]

Originally Posted by Sidd Finch

I didn't say your daughter was either lazy or dumb. I said that, for her, "It's easier to find the extra money and bitch about it than it is to figure out how to deal with the system."

Many people in many situations, myself often included, find it easier to pay some more money than to do some extra work or deal with bureaucracy or whatever. Your daughter has the luxury of reaching out to you. There is nothing wrong with that. The only wrong thing is to make that choice, then bitch about it like you actually had no choice.

The last sentence indicates the one thing about my post that actually is unfair towards your daughter --- suggesting that she is the one bitching about it. That's you, not her. For that, I (sincerely) apologize.

I think highly of you, and Ty even, and I like ggg, though not everything he posts, and Thurgreed is actually the closest to me of anyone who posts- when we do not not stp we often basically repeat each other. There is no real outrage left here. when I do outrage it is actually grandstanding.

[ThurgreedMarshall]

http://www.upworthy.com/a-boy-in-ame...m-feels?c=huf1

I could watch 2 hours straight of stuff like this.

TM

[Tyrone Slothrop]

"If Bush’s well-known last name did not provide him with such epic fundraising capacity, in fact, he’d be George Pataki: a dull, moderately conservative former governor of a large state who has been out of politics for a while."