Stuck on Repeats

[Atticus Grinch]

Originally Posted by Fugee

I didn't remember that Fringey and Wonk ever had a falling out that would require a detente.

And I don't even have the TBI excuse.

Imagine Ironweed v. Flower, only serious. Or Thurgreed vs. everybody, only serious.

[Hank Chinaski]

Originally Posted by Atticus Grinch

Imagine Ironweed v. Flower, only serious. Or Thurgreed vs. everybody, only serious.

fringey was over the top mean to him. it was the only thing that gave a soul back then.

[Shape Shifter]

Originally Posted by ltl/fb

It's nearly the4th quarter and that means many employers will be having open enrollment for benefits. ELECT TO HAVE LONG-TERM DISABILITY insurance. I figured "hell, what does it matter that I'll never use it, it's cheap and they pay me a lot. It's so cheap and I'm making so much money that I won't even pay with pre-tax dollars, but will go after tax as an example to all because that way, the benefits (if ever paid) will not be taxable. I ONLY WISH I HAD ELECTED 70% or 80% instead of 60%. Unexpected, unplanned shit happens and sometimes it's bad, so it's good to have insurance. A friend of mine and/or her husband got extra not through work because they have 2 kids and probably couldn't deal well if they only had one salary. It's been almost 4 years and I'm still not even driving yet, and I don't live in NYC. I don't live in LA (in which nobody walks) anymore, but there was more to walk to where I lived there than where I am now. And while things could be much worse (like, I could have to worry about money and/or be stuck in a wheelchair or subject to random unexpected grand mal seizures, that doesn't mean that my life does not totally suck now.

So just get it. That is all.

You may have just supplanted Hank as Most Helpful.

My brother has been dealing with nasopharangeal cancer for over a year now. He also picked this time to go through a divorce and have his house foreclosed upon, the latter due at the time mostly to suport his shit-ass daughter who chose not to abort a severely deformed baby (now dead) and then stupidly got pregnant again with another severely deformed baby, which was not aborted and is now also dead.

He kept working through his chemo, amazingly. He was given a clean PET scan early this year and we all thought we were good to go. Then he got worse, and has been pronounced terminal at least twice (I'm losing track), fought his way back (at least twice, I suppose), and now is still kickin'.

Thankfully he sprang for a premium insurance package that included long term disability. He draws 2/3 of his previous hourly wage based on a 40 hour week, and that allows him to pay his regular health insurance premiums (if he didn't have his health insurance, he'd be dead) and other more mundane things like his phone bill and the formula for his feeding tube, and to treat his brother to a beer from time to time just to feel like a normal human being instead of a patient.

He had to be out of work for 6 months for the LTDI to kick in, and after that the insurer put him "under review" for 45 days (I suspect they were hoping he'd kick, I mean, what more do you need to be considered disabled?), so times were thin for a bit for him. But he's sure glad to have it now.

[sebastian_dangerfield]

Originally Posted by ltl/fb

It's nearly the4th quarter and that means many employers will be having open enrollment for benefits. ELECT TO HAVE LONG-TERM DISABILITY insurance. I figured "hell, what does it matter that I'll never use it, it's cheap and they pay me a lot. It's so cheap and I'm making so much money that I won't even pay with pre-tax dollars, but will go after tax as an example to all because that way, the benefits (if ever paid) will not be taxable. I ONLY WISH I HAD ELECTED 70% or 80% instead of 60%. Unexpected, unplanned shit happens and sometimes it's bad, so it's good to have insurance. A friend of mine and/or her husband got extra not through work because they have 2 kids and probably couldn't deal well if they only had one salary. It's been almost 4 years and I'm still not even driving yet, and I don't live in NYC. I don't live in LA (in which nobody walks) anymore, but there was more to walk to where I lived there than where I am now. And while things could be much worse (like, I could have to worry about money and/or be stuck in a wheelchair or subject to random unexpected grand mal seizures, that doesn't mean that my life does not totally suck now.

So just get it. That is all.

And if you can, get an "own occupation" policy. If you're injured with an "any occupation" policy, insurers can far more easily deny coverage.

[Hank Chinaski]

Originally Posted by sebastian_dangerfield

And if you can, get an "own occupation" policy.

Lawyer is the only job you want to do?

[LessinSF]

Everyone knows the NBA blows, and now I have an alternative.

[Hank Chinaski]

Originally Posted by LessinSF

Everyone knows the NBA blows, and now I have an alternative.

you don't think there'll be flopping in this year?

[Fugee]

Early hockey games (college of course) screw with my clothing choices. I wore fleece today thinking of the cool ice arena temps -- but it's in the mid-70s outside so I'm a little warm.

At least I left the down vest in the car this morning.

[taxwonk]

Originally Posted by Hank Chinaski

Lawyer is the only job you want to do?

What he means is whether you are considered unable to perform only your own occupation at the time of the claimed disability. When my cardiologist told me I have to stop working, I was judged to be unable to be a tax lawyer. After two years, the insurance company gets to reevaluate me to determine whether or not I am not able to perform any occupation. If some adjuster in my insurer's office determines that I am capable of being a greeter at Wal-Mart, they can deny any future benefits.

[Hank Chinaski]

Originally Posted by taxwonk

What he means is whether you are considered unable to perform only your own occupation at the time of the claimed disability. When my cardiologist told me I have to stop working, I was judged to be unable to be a tax lawyer. After two years, the insurance company gets to reevaluate me to determine whether or not I am not able to perform any occupation. If some adjuster in my insurer's office determines that I am capable of being a greeter at Wal-Mart, they can deny any future benefits.

no shit wonk. I was making a fucking joke. Sebby hates being a lawyer supposedly but actually paid more so that is all he can do. Get it?

I'm Calabrese. I'm a fucking horse physically. I can't imagine what disabled would mean to do my job, other than a real mental problem. The insurance company could insist I go dig ditches if I didn't have that rider. I know.

[Hank Chinaski]

Originally Posted by Fugee

Early hockey games (college of course) screw with my clothing choices. I wore fleece today thinking of the cool ice arena temps -- but it's in the mid-70s outside so I'm a little warm.

At least I left the down vest in the car this morning.

on a college campus you should be flashing cleavage, maybe entire breasts at a goal.

[Mmmm, Burger (C.J.)]

Originally Posted by Hank Chinaski

The insurance company could insist I go dig ditches if I didn't have that rider. I know.

Speaking of which, why is there such an obsession with finding Jimmy Hoffa's bones? Is there some belief he's alive, or some idea that when they find the bones there will be a note explaining who did it?

[J. Fred Muggs]

Originally Posted by taxwonk

What he means is whether you are considered unable to perform only your own occupation at the time of the claimed disability. When my cardiologist told me I have to stop working, I was judged to be unable to be a tax lawyer. After two years, the insurance company gets to reevaluate me to determine whether or not I am not able to perform any occupation. If some adjuster in my insurer's office determines that I am capable of being a greeter at Wal-Mart, they can deny any future benefits.

All the adjuster has to do is meet you in person and he'll know that you're not capable of being a greeter at Wal-Mart. Just not nice enough.

[Atticus Grinch]

Originally Posted by Mmmm, Burger (C.J.)

Speaking of which, why is there such an obsession with finding Jimmy Hoffa's bones? Is there some belief he's alive, or some idea that when they find the bones there will be a note explaining who did it?

Not a note per se, but if he's under a driveway in Roseland, somebody's concrete guy's got some explaining to do.

[Hank Chinaski]

Originally Posted by Mmmm, Burger (C.J.)

Speaking of which, why is there such an obsession with finding Jimmy Hoffa's bones? Is there some belief he's alive, or some idea that when they find the bones there will be a note explaining who did it?

because you all hate the Italians and want to stereotype us as gangsters? Am I whiffing here?