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		|  03-28-2016, 10:47 AM | #4171 |  
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				Join Date: Mar 2003 Location: NYC 
					Posts: 18,597
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				Re: Hey Sebby!
			 
 
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					Originally Posted by Tyrone Slothrop  If you had more competition then maybe you'd see lower prices. |  Yeah.  All the competition between the many banks we have has surely driven down the amount they charge for atm, overdraft, checking, and other fees.  Yes, they would surely completely fleece us if there were fewer banks, but the fact that they soak us the way they do with  competition leads me to believe that competition wouldn't affect these types of fees very much.
 
TM |  
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		|  03-28-2016, 10:49 AM | #4172 |  
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				Join Date: Mar 2003 Location: NYC 
					Posts: 18,597
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				Re: Hey Sebby!
			 
 
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					Originally Posted by Tyrone Slothrop  The reason why people get screwed so often now is that the banks don't want to serve them and leave them to the bottom feeders.  There are fintech companies aiming to offer bank-like services to the currently underserved.  Banks are justifiably scared . |  I've seen a bunch of pieces about African "banking" in areas that banks don't even try to service.  It's pretty cool.
 
TM |  
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		|  03-28-2016, 10:59 AM | #4173 |  
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				Join Date: Mar 2003 Location: NYC 
					Posts: 18,597
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				Re: Trump/Sanders Voters
			 
 
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					Originally Posted by sebastian_dangerfield   |  I hate these kinds of articles.  Yes, Washington is a broken place, filled with lobbyists who wield disproportionate influence and politicians whose primary focus is holding on to their jobs.  But the rest of the country is filled with uninformed voters who are manipulated with ease to vote against their interest and who always vote their own reps back into office while pointing at the entrenchment of every other rep and saying, "That's the problem."  Our country is filled with morons who either don't vote or consistently vote against their own interests.  And then they're all pissed about it and think the answer is someone like Trump who cares even less about them than the lunatic who is in second in the primaries who is all-but-literally  married to Wall Street.
 
People are fucking stupid.
 
TM |  
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		|  03-28-2016, 11:01 AM | #4174 |  
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				Join Date: Mar 2003 Location: NYC 
					Posts: 18,597
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				Re: Is Ted Cruz Satan? Discuss.
			 
 
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					Originally Posted by sebastian_dangerfield  I think he'd make a great, sober, sensible President. |  I do not.
 
TM |  
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		|  03-28-2016, 12:28 PM | #4175 |  
	| Moderator 
				 
				Join Date: Apr 2003 Location: Flower 
					Posts: 8,434
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				Re: Hey Sebby!
			 
 
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					Originally Posted by sebastian_dangerfield  How this is personal escapes me. But it's unintended from my side. |  I think I can help with this one.  It is personal because you called him "fucking nuts."  I guess technically, you asked him if he was "fucking nuts," but I think the clear implication was there that you believed that he could only harbor his belief system about whatever you were arguing about if he was mentally unstable.  In that way, you moved from critiquing the theories he was espousing to critiquing him and, specifically, his sanity.  That is why he considered it to be personal.  You're welcome!!!!!!!
				__________________Inside every man lives the seed of a flower.
 If he looks within he finds beauty and power.
 
 I am not sorry.
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		|  03-28-2016, 12:34 PM | #4176 |  
	| I am beyond a rank! 
				 
				Join Date: Mar 2003 
					Posts: 17,175
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				Re: Hey Sebby!
			 
 
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					Originally Posted by sebastian_dangerfield  (it is aimed at making it easier to use negative interest rates as a monetary tool). |  It's really not.
 
ETA: But I'm glad to know you think Miles Kimball is that influential. |  
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		|  03-28-2016, 12:38 PM | #4177 |  
	| I am beyond a rank! 
				 
				Join Date: Mar 2003 
					Posts: 17,175
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				So I've not tried to test the methodology here
			 
 But as this  comports with my priors I thought I'd share it:
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		|  03-28-2016, 12:58 PM | #4178 |  
	| Proud Holder-Post 200,000 
				 
				Join Date: Sep 2003 Location: Corner Office 
					Posts: 86,149
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				Re: Hey Sebby!
			 
 
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					Originally Posted by Pretty Little Flower  I think I can help with this one.  It is personal because you called him "fucking nuts."  I guess technically, you asked him if he was "fucking nuts," but I think the clear implication was there that you believed that he could only harbor his belief system about whatever you were arguing about if he was mentally unstable.  In that way, you moved from critiquing the theories he was espousing to critiquing him and, specifically, his sanity.  That is why he considered it to be personal.  You're welcome!!!!!!! |  I know you meant to be helpful, but I take the tone of your post to be a personal attack on Sebby's ability to evaluate the impact of his statements.
				__________________I will not suffer a fool- but I do seem to read a lot of their posts   |  
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		|  03-28-2016, 02:07 PM | #4179 |  
	| Registered User 
				 
				Join Date: Mar 2003 Location: Government Yard in Trenchtown 
					Posts: 20,182
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				Re: Is Ted Cruz Satan? Discuss.
			 
 
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					Originally Posted by sebastian_dangerfield  He's worked well with unions, pragmatically embraced the ACA, has stated he would not support any effort to undo gay marriage or LGBT rights, and has had the balls to tell primary voters they need to be more moderate. He also refuses to talk about his religion, taking the position it's a private matter. 
 I think he'd make a great, sober, sensible President. For these reasons, in this nomination cycle, he's DOA. His only path to the general is stealing it at the convention, which would render him DOA in the general.
 |  Kasich is the old fashion Buckley republican: he believes that that good diction and a level voice can effectively hide a neo-fascist position on any issue.
 
To ready his actual website and statements, he supports repealing ACA, would amend the constitution to undo marriage equality, would ban binding arbitration and strikes for public employees, wants to defund planned parenthood, and tried to do it at a state level....
 
You're fucking nuts.
				__________________A wee dram a day!
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		|  03-28-2016, 02:23 PM | #4180 |  
	| I am beyond a rank! 
				 
				Join Date: Mar 2003 
					Posts: 17,175
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				Re: Is Ted Cruz Satan? Discuss.
			 
 
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					Originally Posted by Greedy,Greedy,Greedy  Kasich is the old fashion Buckley republican: he believes that that good diction and a level voice can effectively hide a neo-fascist position on any issue.
 To ready his actual website and statements, he supports repealing ACA, would amend the constitution to undo marriage equality, would ban binding arbitration and strikes for public employees, wants to defund planned parenthood, and tried to do it at a state level....
 
 You're fucking nuts.
 |  Sam Bee with more . |  
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		|  03-28-2016, 07:43 PM | #4181 |  
	| Moderator 
				 
				Join Date: Apr 2003 Location: Flower 
					Posts: 8,434
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				Re: Is Ted Cruz Satan? Discuss.
			 
 
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					Originally Posted by Greedy,Greedy,Greedy  You're fucking nuts. |  We're all fucking nuts.  Why else would we even be posting on this loony bin of a chatting board?  And for that I say "Thank You."  Be Mice Elf.  Really.  Daily Dose comin' at ya, and a classic to start the week off.  Sly.
https://www.youtube.com/watch?v=N5BP2KlPD4U
				__________________Inside every man lives the seed of a flower.
 If he looks within he finds beauty and power.
 
 I am not sorry.
 |  
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		|  03-28-2016, 08:59 PM | #4182 |  
	| Registered User 
				 
				Join Date: Mar 2003 Location: Government Yard in Trenchtown 
					Posts: 20,182
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				Re: Is Ted Cruz Satan? Discuss.
			 
 
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					Originally Posted by Pretty Little Flower  We're all fucking nuts.  Why else would we even be posting on this loony bin of a chatting board? |  I meant it in the nicest way.
				__________________A wee dram a day!
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		|  03-28-2016, 10:27 PM | #4183 |  
	| Moderasaurus Rex 
				 
				Join Date: May 2004 
					Posts: 33,080
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				Re: Hey Sebby!
			 
 
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					Originally Posted by ThurgreedMarshall  Yeah.  All the competition between the many banks we have has surely driven down the amount they charge for atm, overdraft, checking, and other fees.  Yes, they would surely completely fleece us if there were fewer banks, but the fact that they soak us the way they do with competition leads me to believe that competition wouldn't affect these types of fees very much. |  Banks compete against each other right now to offer a bundle of services relating to the fact that they're holding your money, and so they hide the real cost in fees that are hard to decipher. Fintech may change this by unbundling these services, allowing competition on a more individual basis.
				__________________“It was fortunate that so few men acted according to moral principle, because it was so easy to get principles wrong, and a determined person acting on mistaken principles could really do some damage." - Larissa MacFarquhar
 
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		|  03-28-2016, 10:41 PM | #4184 |  
	| Registered User 
				 
				Join Date: Mar 2003 Location: Government Yard in Trenchtown 
					Posts: 20,182
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				Re: Hey Sebby!
			 
 
	Quote: 
	
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					Originally Posted by Tyrone Slothrop  Banks compete against each other right now to offer a bundle of services relating to the fact that they're holding your money, and so they hide the real cost in fees that are hard to decipher. Fintech may change this by unbundling these services, allowing competition on a more individual basis. |  You have a wonderful sense of humor.
				__________________A wee dram a day!
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		|  03-29-2016, 12:25 AM | #4185 |  
	| Flaired. 
				 
				Join Date: Mar 2003 Location: Out with Lumbergh. 
					Posts: 9,954
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				Re: Hey Sebby!
			 
 
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					Originally Posted by ThurgreedMarshall  "Wow, Bill Belichick really drew up an awful offensive scheme for the Super Bowl.  Denver was all over them on every play.  He got everything wrong.  We should hire Donald Trump to be our head coach next year.  He's very rich, and although he has absolutely no experience with football, he can probably figure it out.  And if he can't, he'll just hire smart people to assist him." |  Your scenario is unpossible.
 
Think. 
About. 
It.
				__________________See you later, decorator.
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