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		|  12-22-2008, 10:23 AM | #2911 |  
	| I am beyond a rank! 
				 
				Join Date: Mar 2003 
					Posts: 17,175
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				Re: holy moley!
			 
 
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					Originally Posted by sebastian_dangerfield  The ultimate loser here is the church's insurer. |  Excuse me while I weep for the poor insurance company. |  
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		|  12-22-2008, 10:30 AM | #2912 |  
	| usually superfluous 
				 
				Join Date: Mar 2003 Location: the comfy chair 
					Posts: 434
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				Re: refi time?
			 
 
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					Originally Posted by Tyrone Slothrop  Am thinking about refinancing because I hear rates are super low, but when I look on-line the rates I see are all over the place.  Is it possible to refi right now?  Any wisdom? |  
I'm also looking to refi (and maybe also looking to buy a little shack at the beach).  How low do we expect rates to go?  Anybody have insight into when rates will bottom out? |  
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		|  12-22-2008, 10:33 AM | #2913 |  
	| It's all about me. 
				 
				Join Date: Mar 2003 Location: Enough about me.  Let's talk about you.  What do you think of me? 
					Posts: 6,004
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				Re: refi time?
			 
 
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					Originally Posted by soup sandwich  I'm also looking to refi (and maybe also looking to buy a little shack at the beach).  How low do we expect rates to go?  Anybody have insight into when rates will bottom out? |  Oh, that's easy.  Rates will bottom out at the inverse of whenever I am next looking to refinance.
				__________________Always game for a little hand-to-hand chainsaw combat.
 
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		|  12-22-2008, 10:37 AM | #2914 |  
	| WacKtose Intolerant 
				 
				Join Date: Mar 2003 Location: PenskeWorld 
					Posts: 11,627
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				Re: holy moley!
			 
 
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					Originally Posted by Pretty Little Flower  I know about the whole "Penske having relations with your mother" thing, but I still think it is weird for you to call him "poppa." |  Right on, I hate it when he calls me big pop-pa.......
				__________________Since I'm a righteous man, I don't eat ham;
 I wish more people was alive like me
 
 
 
 
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		|  12-22-2008, 11:11 AM | #2915 |  
	| Patch Diva 
				 
				Join Date: Mar 2003 Location: Winter Wonderland 
					Posts: 4,607
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				Re: Personal note
			 
 
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					Originally Posted by Tyrone Slothrop  While I love Handel's Messiah, I got that Soulful album a few years ago and thought it blew large, nasty chunks.  Caveat emptor. YMMV. |  You are the first person I've heard who didn't like it.  It's one of my favorites.  There are specific tracks I don't like as much as others, but those are usually ones where I'm lukewarm on the corresponding Handel piece as well.  I think there is only one where I like the Handel but not the Soulful version.
 
Tell me you at least liked the tracks "For Unto Us a Child is Born," "But Who May Abide The Day of His Coming/For He Is Like A Refiner's Fire**" and "Hallelujah"
 
**This is the one where I pretend to be Patti Austin. |  
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		|  12-22-2008, 12:05 PM | #2916 |  
	| Moderator 
				 
				Join Date: Mar 2003 Location: i put on my robe and wizard hat 
					Posts: 4,838
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				Re: refi time?
			 
 
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					Originally Posted by Mmmm, Burger (C.J.)  It looks like conforming loans are good deals, so long as equity and income support it and you'll be at 20%+ equity.  Jumbo or anything else (<20%, etc.) looks like forget it. |  The notion of conforming loans is quaint to me.  Ah, how provincial!
				__________________I'm going to become rich and famous after I invent a device that allows you to stab people in the face over the internet.
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		|  12-22-2008, 12:29 PM | #2917 |  
	| Moderator 
				 
				Join Date: Mar 2003 Location: State of Chaos 
					Posts: 8,197
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				Re: refi time?
			 
 
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					Originally Posted by Flinty_McFlint  The notion of conforming loans is quaint to me.  Ah, how provincial! |  Conforming limits are higher in certain high cost MSAs, at least until December 31, 2008 (haven't followed the legislation so maybe it will be extended, but the higher limits are supposed to sunset).  IIRC, the DC-metro limit is $729,750. |  
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		|  12-22-2008, 12:32 PM | #2918 |  
	| Moderator 
				 
				Join Date: Mar 2003 Location: i put on my robe and wizard hat 
					Posts: 4,838
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				Re: refi time?
			 
 
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					Originally Posted by robustpuppy  Conforming limits are higher in certain high cost MSAs, at least until December 31, 2008 (haven't followed the legislation so maybe it will be extended, but the higher limits are supposed to sunset).  IIRC, the DC-metro limit is $729,750. |  $729,750?  How quaint.  What am I, a farmer?
				__________________I'm going to become rich and famous after I invent a device that allows you to stab people in the face over the internet.
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		|  12-22-2008, 12:38 PM | #2919 |  
	| Moderasaurus Rex 
				 
				Join Date: May 2004 
					Posts: 33,080
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				Re: Personal note
			 
 
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					Originally Posted by Fugee  You are the first person I've heard who didn't like it.  It's one of my favorites.  There are specific tracks I don't like as much as others, but those are usually ones where I'm lukewarm on the corresponding Handel piece as well.  I think there is only one where I like the Handel but not the Soulful version.
 Tell me you at least liked the tracks "For Unto Us a Child is Born," "But Who May Abide The Day of His Coming/For He Is Like A Refiner's Fire**" and "Hallelujah"
 
 **This is the one where I pretend to be Patti Austin.
 |  I'm afraid none of it did anything for me, though I can't now remember particular tracks.
				__________________“It was fortunate that so few men acted according to moral principle, because it was so easy to get principles wrong, and a determined person acting on mistaken principles could really do some damage." - Larissa MacFarquhar
 
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		|  12-22-2008, 12:42 PM | #2920 |  
	| I am beyond a rank! 
				 
				Join Date: Mar 2003 
					Posts: 11,873
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				Re: refi time?
			 
 
	Quote: 
	
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					Originally Posted by robustpuppy  Conforming limits are higher in certain high cost MSAs, at least until December 31, 2008 (haven't followed the legislation so maybe it will be extended, but the higher limits are supposed to sunset).  IIRC, the DC-metro limit is $729,750. |  
They are higher in those areas, but the limit will be lower in 2009 -- just $625,500.  Not enough even to cover Flinty's third home.
				__________________Where are my elephants?!?!
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		|  12-22-2008, 12:44 PM | #2921 |  
	| Moderator 
				 
				Join Date: Mar 2003 Location: i put on my robe and wizard hat 
					Posts: 4,838
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				Re: refi time?
			 
 
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					Originally Posted by Sidd Finch  They are higher in those areas, but the limit will be lower in 2009 -- just $625,500.  Not enough even to cover Flinty's third home. |  Home?  Third home?  I live in a ratty cardboard box near that van down by the river.  That van guy, man he has it good.
				__________________I'm going to become rich and famous after I invent a device that allows you to stab people in the face over the internet.
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		|  12-22-2008, 01:07 PM | #2922 |  
	| World Ruler 
				 
				Join Date: Apr 2003 
					Posts: 12,057
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				Re: Congratulations Slave and Catrin!!!
			 
 Last Christmas, I gave you my heart 
				__________________"More than two decades later, it is hard to imagine the Revolutionary War coming out any other way."
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		|  12-22-2008, 01:10 PM | #2923 |  
	| Registered User 
				 
				Join Date: Mar 2003 Location: Government Yard in Trenchtown 
					Posts: 20,182
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				Chappy Channakah
			 
 
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					Originally Posted by Flinty_McFlint  Home?  Third home?  I live in a ratty cardboard box near that van down by the river.  That van guy, man he has it good. |  I'm over here laying flooring at dtb's place, and she said you could sleep in the stables.  She'll even send you out the left-overs after dinner if you do some work around the place. |  
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		|  12-22-2008, 01:19 PM | #2924 |  
	| Registered User 
				 
				Join Date: Mar 2003 Location: Government Yard in Trenchtown 
					Posts: 20,182
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				Re: Congratulations Slave and Catrin!!!
			 
 
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					Originally Posted by Shape Shifter  Last Christmas, I gave you my heart |  So drink your gin and tonicah 
And smoke your marijuanikah |  
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		|  12-22-2008, 01:39 PM | #2925 |  
	| World Ruler 
				 
				Join Date: Apr 2003 
					Posts: 12,057
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				Re: Congratulations Slave and Catrin!!!
			 
 But the very next day you gave it away 
				__________________"More than two decades later, it is hard to imagine the Revolutionary War coming out any other way."
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